A Complaint to the Bank’s work can be sent in writing in several ways:
- through the Web and Mobile application using the option: Many/ Complaints
- email to the address prigovori.banka@yettelbank.rs, where it is mandatory to enter a Subject line
- through the Bank’s website, on the home page
- to address Omladinskih brigada 88, 11070 Belgrade
- in the Bank’s business premises
The complaint must contain information that clearly Confirms the relationship with the Bank as well as the reasons for submitting the complaint. The bank is not obligated to respond to complaints submitted verbally.
An employee of the Bank will receive a written complaint in any premise where the Bank provides services, and after that will issue a certificate of receipt of the complaint, which contains the place and time of receipt, as well as the name of the employee who received the complaint.
The bank is obliged to submit a written response no later than 15 days after receiving the complaint. If the Bank, for reasons beyond its control, is unable to provide an answer within 15 days, that deadline may be extended by a maximum of an additional 15 days, of which the Bank will inform the user.
If the Bank assesses that the complaint is founded, it will inform the user whether the reasons for the complaint have been removed, or about the deadline and plans for resolving them. If the Bank considers that the complaint is unfounded, it will notify the user with an adequate explanation.
If the user is unsatisfied with the Bank’s response or if the response was not delivered within the legal deadline, the user has the right to file a complaint with the National Bank of Serbia within 6 months. Complaints are submitted to the Sector for the Protection of Financial Services Users by mail to the address Nemanjina 17 or PO 712, 11000 Belgrade or through the website of the National Bank of Serbia, which can be accessed on the home page by clicking on the text Submit a complaint/objection to the work of a financial service provider.
There is no charge for processing user complaints.
If the user is not satisfied with the Bank’s response to the complaint or the response is not delivered within 15 (exceptionally 30) days, the disputed relationship based on the complaint can be resolved in the mediation procedure that is initiated at the proposal of one party and by accepting the proposal to initiate the procedure of the other party.
Mediation before the National Bank of Serbia shall be the procedure in which the parties voluntarily try to resolve a disputable relationship through negotiation, with the assistance of one or more mediators.
Regulations regarding user complaints:
- Law on the Protection of Users of Financial Services
- Decision on the procedure for objections and complaints of users of financial services of the National Bank of Serbia
- Decision on the objection, complaint and proposal for mediation procedure of the legal entity of the National Bank of Serbia